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JAMB Use of English 1984 Question 68

Question 68

Tenses

If only I..... insured! But I wasn't. Now I have to pay a lot of money.

  1. A.am
  2. B.have been
  3. C.had been
  4. D.would be
  5. E.was to be
Show the answer and explanation

Answer: C (had been)

Explanation

'If only' about a past situation that did not happen takes the past perfect: 'had been'.